Because a financial advisor:

• Has relevant knowledge and experience,
• Regularly studies market trends,
• Follows legislative and other changes,
• Provides information on the best investment tools, risks and opportunities,
• Saves client’s time.

In order to buy bonds in Armenia, you need to open a securities custody account and sign a brokerage agreement with banks or investment companies.

Dimension provides a number of services related to custody, registry keeping, brokerage and other securities operations.

Bond is a debt security, under which the issuer owes to the holders a debt and is obliged to pay them both principal and interest (coupon).

In other words, by investing in bonds, after the maturity of the bond an investor gets back the money, he/she invested with additional income.

Bonds are universal financial instruments, which can be issued not only by banks, but also by governments, commercial companies, international and foreign organizations.

Other things being equal, investing in debt is safer than investing in equity. The primary reason is the following: if and when the company is declared bankrupt, debtholders are ahead of shareholders in the subordination line for the repayment. In addition, the bonds provide a fixed income in the form of a coupon.

Companies issue stocks and/or bonds to finance their activities.

A stock is a security that represents the ownership of a fraction of a corporation. This entitles the owner of the stock to a proportion of the corporation's assets and profits equal to how much stock they own.

Investors expect 2 types of income when buying stocks:

• Dividend
• Capital gain

Investing in stocks has the following benefits:

• Represents ownership in the company,
• Usually provides investors with dividend income,
• Diversifies investments.

Financial advisor helps individuals and legal entities to effectively manage their money, to ensure a stable level of income and to increase it. Assessing the wealth, risk tolerance and financial goals, the financial advisor helps to develop strategies and make optimal decisions.

Financial advisors:

• Define an individual financial plan,
• Develop optimal investment strategies,
• Manage portfolio/assets,
• Plan a budget, optimize expenses,
• Assess risks,
• Assist in tax optimization,
• Assist in obtaining low-cost financing,
• Assist in choosing the best investment instruments,
• Guide in securities issuance and acquisition procedures.